MasterCard TQM
Terminal Quality Management (TQM) Scheme
TÜV SÜD are contracted to provide services under the MasterCard Global Terminal Quality Management (TQM) programme.
The TQM scheme was created by MasterCard to ensure that the functionality of chip terminals, as certified during type approval testing by EMVCo, can be sustained throughout a manufacturing cycle.
TÜV SÜD ensure that chip card terminals, including ATMs, interface chip and pin modules, and contactless devices, meet the TQM standards.
Why take part in the TQM Scheme?
If you are a vendor of credit- or debit-card terminals and wish to participate in a Terminal Integration Program (or TIP) with MasterCard, then you be required to obtain a "TQM Label" for those parts of your terminal defined as an InterFace Module (IFM, for contact chip and pin terminals) and/or as a Proximity Coupling Device (PCD for contactless card terminals).
Click here to download a presentation about the MasterCard TQM Scheme [ PPTX 434 kB ]
Which Payment Terminals and Card Readers have TQM Approval?
Regretfully, we cannot supply you with a list of TQM-approved POS terminals or Card-readers because such a list does not exist. TQM Approval applies to a specific part of a card reader or terminal known as an IFM (contact), or PCD (contactless). IFM means InterFace Module and PCD means Proximity Coupling Device. TQM does not apply to the whole of the terminal or card reader. It is therefore necessary to contact the POS Terminal or Card Reader Vendors, each of whom can inform you which of their products incorporates an IFM or PCD which has TQM Approval. The concepts of the IFM and the PCD were introduced to simplify EMVco Level 1 Type Approval, with the intention that the Vendors could incorporate an approved IFM or PCD into any of their card readers or POS terminals without the need to gain further approval, thus reducing the bureaucracy. For this reason, only a Vendor will know which of their products contains a TQM-approved IFM or PCD.
For more information about the TQM scheme please email us at: tqmtuv@tuvps.co.uk
For general enquiries click here
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